:root{
  --navy:#142b45; --blue:#315b7d; --gold:#c79b55; --ink:#263442;
  --muted:#647383; --paper:#fbfaf7; --white:#fff; --line:#e5e8eb;
  --soft:#eef3f6; --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:800;letter-spacing:.01em}
.brand-mark{width:42px;height:42px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;font-family:Georgia,serif;font-size:19px;color:var(--navy)}
.brand small{display:block;font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);font-weight:650}
nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
nav a{font-size:13px;font-weight:650;color:var(--navy)}
nav .nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:white;padding:11px 17px;border-radius:5px;font-weight:700;font-size:14px}
nav .nav-cta:hover,.button:hover{background:var(--blue);text-decoration:none}
.menu-note{display:none}
.hero{background:linear-gradient(115deg,#f4f6f7 0%,#fbfaf7 60%,#f4efe5 100%);padding:82px 0 76px}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:55px;align-items:center}
.eyebrow{color:#8b682e;text-transform:uppercase;letter-spacing:.15em;font-size:12px;font-weight:800}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.15}
h1{font-size:clamp(38px,5vw,58px);margin:13px 0 20px;letter-spacing:-.025em}
h2{font-size:clamp(29px,3.5vw,39px);margin:0 0 18px}
h3{font-size:22px;margin:0 0 10px}
.lead{font-size:19px;color:#435363;max-width:700px}
.hero-card{background:white;border:1px solid var(--line);border-top:4px solid var(--gold);padding:28px;border-radius:8px;box-shadow:0 16px 40px rgba(20,43,69,.08)}
.hero-card strong{color:var(--navy)}
.hero-card ul{padding-left:20px;margin:14px 0 0}
.hero-card li{margin:7px 0}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:27px}
.button.secondary{background:transparent;color:var(--navy);border:1px solid #aebbc6}
.button.secondary:hover{background:#e8eef2}
.section{padding:72px 0}
.section.soft{background:var(--paper)}
.section.blue{background:var(--navy);color:#eaf0f4}
.section.blue h2,.section.blue h3{color:white}
.section-intro{max-width:760px;color:var(--muted);font-size:17px;margin:0 0 32px}
.section.blue .section-intro{color:#d0dbe4}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{border:1px solid var(--line);border-radius:7px;padding:24px;background:white}
.card p{color:var(--muted);margin:0}
.card a{display:inline-block;margin-top:14px;font-weight:750}
.card .kicker{color:#98743a;font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;margin-bottom:10px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.check-list{list-style:none;padding:0;margin:20px 0}
.check-list li{padding:9px 0 9px 28px;position:relative;border-bottom:1px solid var(--line)}
.check-list li:before{content:"✓";position:absolute;left:0;color:#a47b39;font-weight:900}
.quote{font:italic 23px/1.45 Georgia,serif;color:var(--navy);border-left:3px solid var(--gold);padding:8px 0 8px 22px;margin:20px 0}
.page-hero{padding:58px 0;background:var(--paper);border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(36px,4.5vw,50px);max-width:900px}
.breadcrumb{font-size:12px;color:var(--muted);margin-bottom:18px}
.prose{max-width:850px}
.prose p{margin:0 0 18px}
.prose h2{margin-top:38px}
.prose h3{margin-top:24px}
.callout{background:#f4f6f7;border-left:4px solid var(--gold);padding:22px 24px;margin:28px 0;border-radius:0 6px 6px 0}
.pill-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.pill{background:#eaf0f4;color:var(--navy);padding:6px 11px;border-radius:30px;font-size:12px;font-weight:700}
footer{background:#10243a;color:#d7e0e8;padding:46px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:36px}
footer h3{color:white;font-size:20px}
footer a{color:#e6edf2}
footer p,footer li{font-size:14px;color:#c5d1db}
footer ul{list-style:none;padding:0}
footer li{margin:7px 0}
.copyright{border-top:1px solid #385067;margin-top:30px;padding-top:18px;font-size:12px;color:#aebdca}
.notice{font-size:13px;color:var(--muted)}
.contact-placeholder{background:#fff8e9;border:1px solid #ead7b1;padding:18px;border-radius:6px}
@media(max-width:850px){
 .hero-grid,.two-col,.footer-grid{grid-template-columns:1fr}
 .cards{grid-template-columns:repeat(2,1fr)}
 nav{gap:10px}
 nav a{font-size:12px}
}
@media(max-width:620px){
 .container{width:min(var(--max),calc(100% - 30px))}
 .nav{align-items:flex-start;padding:15px 0;flex-direction:column}
 nav{width:100%;overflow-x:auto;flex-wrap:nowrap;padding-bottom:4px}
 nav a{white-space:nowrap}
 .hero{padding:55px 0}
 .section{padding:52px 0}
 .cards{grid-template-columns:1fr}
 .hero-card{padding:22px}
}